Extra Cover

ABOUT EXTRA COVER

Know about us

At Extra Cover, we go beyond traditional insurance services. Our team of seasoned professionals possesses extensive knowledge across various industries, enabling us to provide targeted advice and innovative solutions specific to your organization’s requirements. We work closely with you to assess your risk exposure, identify vulnerabilities, and develop customized insurance programs that mitigate potential threats effectively.

Our range of corporate insurance solutions is designed to cover a wide spectrum of risks, including property damage, business interruption, liability claims, cyber threats, employee benefits, and more. By partnering with top-rated insurance carriers and leveraging our strong relationships within the industry, we negotiate competitive rates and terms on your behalf, ensuring comprehensive coverage that aligns with your risk tolerance and budgetary considerations.

What sets us apart is our client-centric approach. We prioritize building long-lasting relationships with our corporate clients, striving to understand your business objectives, risk appetite, and future aspirations. Our team of dedicated professionals works diligently to provide proactive, personalized support throughout your insurance journey, from policy placement to claims management. We pride ourselves on our responsive service, timely assistance, and a commitment to exceeding your expectations.

As an insurance broking firm operating in India, we are well-versed in the local regulatory landscape and have an in-depth understanding of the challenges faced by businesses in this region. We stay abreast of industry trends, emerging risks, and evolving regulations to ensure that our clients receive the most up-to-date advice and solutions, enabling them to make informed decisions regarding their insurance needs.

Whether you are a multinational corporation, a mid-sized enterprise, or a start-up, Extra Cover is here to protect your organization’s interests and support its growth. Let us be your trusted partner in mitigating risks, optimizing insurance coverage, and providing peace of mind so that you can focus on what you do best – driving your business forward.

Contact us today to explore how we can tailor an insurance program that aligns with your corporate objectives and secures your organization’s future success.

About Us

Our History

Our CEO, Mr. Nirmal Bazaz is the first to be honored with the Insurance Broker’s Licence in Eastern India, way back in 2003. As on date, we enjoy the reputation of being the most customer-friendly insurance broker having the expertise in providing EXTRA COVERAGE to our clients, more than their expectations.

We are proud that the decade of our service is adjudged by our clients as ‘par excellence. We are thankful to them for having given us the opportunity to serve them with all our expertise and professional efficiency.

From the desk of

MD & CEO

I recall my earlier days when I was working as a Senior Management Consultant in the Risk And Business Solution Group with M/s Ernst & Young, I had heard that some insurance professionals abroad were very successful in providing insurance advisory services to the general masses. Those days in India not too many people were insurance conscious. Though I am a Chartered Accountant by qualification, yet my mind was only roaming around a thought why not to find a way of making the general masses of India also aware of the intricacies of insurance policies. 

While this thought was going on, the Insurance Regulatory Development Authority (IRDA), promoted by the Government of India, introduced the profession of Insurance Brokers in October 2002. I was one of the few firsts who got their mandatory training at the National Insurance Academy, Pune and was awarded the Brokers Licence by the end of the year. Initially it was very difficult to crack the existing mindset of the people and make headway through, even for their own interest. However, as the time passed the awareness increased and, by the grace of GOD, Extra Cover started gaining confidence by giving most efficient insurance solutions to its clients. Today we are well recognized and appreciated by all our clients. We thank all our clients who gave us the opportunity to serve them with their need based tailor made insurance solutions and, could bring smile on their face.

From the desk of

DIRECTOR

Aditya Bajaj is the executive director of Extra Cover Insurance Brokers Pvt Ltd, a leading insurance broking house. With a strong educational background in Finance from the Australian National University, Aditya combines his expertise in Information Technology, Finance, and Insurance to lead the company to new heights.

With his deep understanding of finance and insurance, he brings a unique blend of skills to Extra Cover. His expertise in Information Technology allows him to leverage cutting-edge solutions and digital advancements, ensuring the company remains at the forefront of the industry.

He believes in building long-lasting relationships with clients and providing tailored insurance solutions that meet their specific needs. His client-centric approach has ensured the passionate growth of the information technology to fulfil par excellence services. He is known for his unwavering commitment to ethical business practices and high standards of professionalism. He instils a culture of integrity and excellence within the company, fostering a collaborative environment that encourages innovation and growth.

With Aditya’s promising leadership and relentless pursuit of excellence, Extra Cover is poised to excel in the digital landscape. By leveraging emerging technologies, harnessing data analytics, and embracing industry best practices, Aditya envisions the company becoming a trailblazer in the insurance industry, delivering exceptional value to clients and stakeholders alike.

Our Mission & Vision

"To protect and secure the Health, Wealth, Property, Liabilities & Life of human beings from risks and uncertainties, through our knowledge and planned efforts with the ultimate objective of a healthy and prosperous society."

Insurance being a knowledge based service industry, we strive for continuous updation and improvement in our knowledge base, developing a better understanding of our client’s business and their risks and raising our service level benchmarks for providing better than the best of the services to our clients.

Our Team

We have a very strong team of qualified and experienced professionals having vast experience in Risk Management, Price/Quote Negotiation, Under-writing, Operations and Claims Handling.

Our Team is headed by Mr. Nirmal Bazaz who is a Chartered Accountant by qualification and is a Fellow Member of the Institute of Chartered Accountants. He wears another feather in his cap by being an Associate Member of Indian Institute of Insurance. During his early days Nirmal had worked as the Senior Management Consultant in Risk and Business Solution Group with Ernst & Young. He has the distinction of being the Founder of the first insurance broking house in Eastern India. He has been selected by the Chairman of IBAI as the Convener of West Bengal. Earlier he had also shouldered the responsibility of the Director, IBAI, Eastern India.

Being very choosy and perfectionist, Nirmal has prepared an excellent team of qualified and experienced insurance professionals who are kept updated with the latest changes, amendments etc. in the insurance industry through continuous training programmes, seminars, workshops etc.